LendingTree Personal Loan
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Loan Amount: $1,000-$50,000
Credit Score: Poor to Excellent
APR: Depends
Loan Term: Depends

The Benefits

  • FIXED INTEREST RATES

    Generally, the interest rates are fixed, meaning they don’t change over the life of the loan. This can make it easy to budget for your payments later.

  • FIXED MONTHLY PAYMENTS

    Personal loans have a definite payment schedule, which means borrowers know exactly how long it’ll take to pay off what they owe, and balances can’t run up like they can on credit cards.

  • COULD IMPROVE CREDIT SCORE

    Credit score issuers such as FICO like to see borrowers carry a mix of credit types. An unsecured loan could improve your score by adding another loan to your report.

  • NO RISK OF REPOSSESSION OF PROPERTY

    Signature loans are generally unsecured, which means you don’t have to put something of value up for collateral. If you can’t meet your repayment agreement later, your personal property isn’t at risk.

  • FUNDS CAN BE USED FOR A VARIETY OF REASONS

    Most lenders will allow you to use your loan funds to pay for almost anything. So whether you need to consolidate your debt, pay off unexpected medical expenses or repair your home, these loans empower you to do so.

     

    Getting a personal loan at LendingTree is easy

     

    APPLY
    As you apply, know the purpose of your loan, your credit score, how much money you want to borrow and your preferred repayment schedule. These are the questions you’ll need to answer to obtain a loan.

     

    COMPARE AND PICK THE BEST OPTION
    Explore LendingTree’s personal loan marketplace, where you can filter lenders by your credit score, loan amount and even ZIP code. LendingTree will give you more than one quote, and can match you with up to five lenders. Compare rates and loan offers side by side and pick the best one for you.

     

    SAVE AND GET THE MONEY YOU NEED QUICKLY!
    A fixed interest rate and definite payment schedule mean borrowers could pay less over the life of the loan, and will know exactly how long it’ll take them to pay off what they owe. Additionally, balances can’t run up like they can on credit cards. Collect your money, sometimes as fast as the day you applied, and spend it on what you need.

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APR & Loan Duration

Our network of lenders provides loans that range from 91 days to 84 months, with a range of APRS from 4.84% to 35.99%. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

Origination Fee

An origination fee is a fee you pay to your lender when you receive funds. The charge compensates your lender for expenses like processing your application and marketing. Fees typically range from 1% to 8% of the amount you borrow, although you might pay a flat fee or nothing at all, depending on the lender.

Personal Loan Example

If you borrow $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. You will actually receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64.

Amount Period APR Monthly Total Paid
$1,000 24 month 12% $47.07 $1129.76
$1,000 24 month 24% $52.87 $1268.91
$1,000 24 month 35.99% $59.04 $1417.01

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.

Loan amount: $500 - $35,000
Lending period: 91 days - 84 months
Payment frequency: Once a month or twice a month
APR: depends upon credit score, loan amount, loan term, and credit usage & history.
Prepayment penalty: None

Disclaimer

We are not actual lenders, but we have relationships with various kinds of lenders. When you submit your request via our website, we will then connect you with the best lender (s) in our network of partners.

Loan fees and interest rates are outside of our influence. Your providers determine these fees and rates and are based on a number of factors. This site does not represent an offer or solicitation to provide loans. This site will forward your details to a loan provider. You are not guaranteed a personal loan by simply providing your details on this website. This website's operator isn't an agent, broker or representative of any loan provider and does not endorse or charge a fee for any of our services or products.

Company Address

Beiqing road, NO.68 yard, NO.24 building, tower D, NO.3 floor, room 049, Haidian District, Beijing

Disclaimer

Notice

We only provide the service to the people above 18 years old.

Important Information

We are not actual lenders, but we have relationships with various kinds of lenders. When you submit your request via our website, we will then connect you with the best lender (s) in our network of partners. Our network of lenders provides loans that range from 91 days to 84 months, with a range of APRS from 4.84% to 35.99%. When you submit your request there is no hard inquiry made on your credit report, therefore there is zero impact on your credit score.

Not A Lender Notice

Loan fees and interest rates are outside of our influence. Your providers determine these fees and rates and are based on a number of factors. We don't provide loans, loan offers or broker loans online. This website operator is not a lender, do not broker loans to lenders and they do not make credit decisions or offer personal loans. This site does not represent an offer or solicitation to provide loans. This site will forward your details to a loan provider. You are not guaranteed a personal loan by simply providing your details on this website. This website's operator isn't an agent, broker or representative of any loan provider and does not endorse or charge a fee for any of our services or products.